Spending time out on your boat in Ohio can be one of the greatest joys. If something happens, however, you want to know that you can rely on insurance to take care of expenses. That’s why so many people trust us at Costanzo Insurance Agency to help with insurance policies.
Enjoying your Boat or Watercraft
You should be able to enjoy your boat from every aspect. This includes storing it at your home, going out on the water, and bringing friends on board. Something can happen anywhere you go. Damage may occur at your house. The boat could hit another vessel. A friend could get injured on board. This is when you’re going to run into liability issues – and your home insurance policy won’t cover these types of things.
To enjoy your boat or watercraft to the fullest, you need an insurance policy that you can rely on.
Finding the Right Insurance Policy
It’s important to find a boat/watercraft insurance policy that provides the level of protection that you need. There are all sorts of different boat insurance policies that you can find:
- Replacement cost
- Actual cash value
- Agreed amount value
You know what your boat is worth. Therefore, you want to make sure that you choose a policy that provides coverage to repair or replace your boat up to the amount that it will take with or without depreciation.
Additionally, there may be riders that you can add based on what you’re doing with your watercraft or where you choose to store it. This is when it can be beneficial to work with an independent insurance agent. At Costanzo Insurance Agency, we will find out the answers to all of the critical questions. From there, we can make insurance product recommendations.
When you’re ready to explore coverage for your boat or watercraft in Ohio, contact us at Costanzo Insurance Agency. Our agents will guide you through the process and ensure that you find the right policy.