Renters Insurance Can Prevent Expensive Losses from Unforeseen Events
If you are a tenant in a rental unit, you may believe that your valuable goods are covered under the landlord’s building insurance. However, this is not the case. If a fire or other hazard should occur, the cost of replacing your possessions will fall on you alone. Renters insurance is available that can help to cover losses when these events occur. Costanzo Insurance Agency of Ohio offers renters insurance to cover your losses from hazards that may happen while you are a tenant.
Understanding Renters Insurance
Although you may not think your possessions justify getting insurance, it can add up quickly to a significant loss. Clothing, jewelry, electronic equipment, bicycles, artwork, and other items can cost thousands of dollars to replace. Renters insurance will help to defray these costs, with coverage for specific items.
What Renters Insurance Covers
In the state of Ohio, tenants are not legally required to have renters insurance, unless it is part of your lease agreement. However, not having a renters insurance policy can leave you exposed to significant expenses when replacing the goods you use every day. A renters insurance policy can cover your clothing, furniture, and other items when a covered loss occurs. The policy can also include “loss of use” of your apartment, while it is being restored. It can also cover personal liability if someone is injured while in your living space. Coverage is also available for medical costs from injury or funeral costs from a death.
Choose Costanzo Insurance Agency for Your Renters Insurance Needs
When you need insurance, Costanzo Insurance can provide information and coverage, with a variety of products to prevent expensive losses. We offer policies for auto, home, recreational vehicles, and other coverage needs. Call Costanzo Insurance Agency today for further information about renters insurance in Ohio.